Know exactly where your money goes
Upload a statement and Track Spend automatically categorises every transaction and reveals your spending patterns — privately, with no bank login required.
Why Track Spend?
Privacy First
Your statements are analysed, never sold or shared — and we don't store your raw files or ask for a bank login.
Automatic Categorisation
Every transaction is sorted into clear categories automatically — groceries, transport, subscriptions and more — so your spending is legible at a glance.
Spending Pattern Analysis
Track Spend detects recurring debit orders, subscriptions, and unusual charges, revealing the patterns in how you actually spend.
Insights & Chat
Your statements, finally speaking your language
Track Spend turns cold rows of numbers into a conversation. See your trends at a glance, or ask a follow-up and get an answer pulled straight from your own statement — no bank login, no spreadsheets.
+18%
vs last month
−R420
2 unused found
How It Works
Upload
Drop your bank statement (CSV or PDF) into Track Spend. It takes just a few seconds.
Analyze
Track Spend categorises every transaction and identifies patterns in your spending.
Understand
See a clear breakdown of your spending, recurring costs, and subscriptions you can act on.
Ready to understand your spending?
See where your money really goes — today.